For example, suppose you own a house that you are renting out for $1,600 a month. Out of that $1,600, you have to pay $1,000 for the mortgage, $250 for property taxes, and $150 for maintenance and insurance. A final $160 – 10% of the rent – goes to a property manager to take care of the house and deal with problems when they crop up. All this cuts your monthly profit down to a mere $40 – hardly enough to pay all your own bills.
Creating a membership site is a powerful way to generate online income and scale a service-based business. By having members pay a monthly (or other periodic) fee to get access to a password-protected area where exclusive content is made available, you can transform a site into a RECURRING income-generating business and bring a regular flow of income from the same customer base.
Azam Marketing’s network enables advertisers to promote their products and services to over 325 million people via 29,000 affiliates, influencers, emailers and bloggers we have built relationships with since the 1990s. This includes the option of reaching out to millions of visitors, followers and subscribers via Azam Marketing’s internal websites, social media assets and opt-in email databases.
Social media marketing on its own is free to use, as is content marketing if you’re creating and managing the content yourself. Several email marketing platforms have free plans for your first few hundred or thousand subscribers, giving you time to get your revenue increasing before you have to start paying. There are even free keyword research tools like Google’s Keyword Planner that can help you optimize your site at no cost.

Powerful Reporting Tools. Creating well-informed business decisions can be difficult when you don’t have actionable data to base your choices on. To help you gain a better insight on the purchase process and keep tabs on your lead conversions, HasOffers provide powerful real-time reporting tools. On top of this, email marketing, affiliate tracking, and fraud management integrations are included in their packages.
That being said, LinkConnector’s platform looks and feels outdated and is rather clumsily designed. Their dashboard also makes it difficult to find “hot” products or compare conversion rates, leaving affiliates somewhat in the dark about which products to choose. Ironically, despite their low-quality website, they offer some of the best customer service in the affiliate space.
Contrary to what some may believe, companies don’t need a never-ending budget in order to participate. With the right online marketing strategies, small and medium businesses are finding new ways to compete against the Goliaths. Even with a limited budget, companies are able to get creative and reach customers at each stage of the purchasing cycle. Whether a searcher is first considering a purchase or at the final stage before checkout, they will see your brand at every step of the way.
Additionally, TemplateMonster provides its partners with ready-made banners, plugins, widgets, showcases, and a number of other tools that affiliates can use for free. The progressive commission plan, life-long 5% cut for recurring affiliates, all-year-round active cookies, and a number of other advantages are delivered to the partners no matter when they join the program.

This is an ideal strategy if you live in an area where real estate prices are too high to realistically invest in, or you don’t want the hassle and expense of traveling all over the country visiting potential properties. Plus, if you are new to single-family real estate investing, letting a place like Roofstock guide you through the process is a great way to get your feet wet.


It’s hard to believe that the Internet is now multiple decades old. Affiliate marketing has been around since the earliest days of online marketing. It’s a great solution for businesses that are risk-averse or don’t have the budget to spend on upfront marketing costs. Use affiliate marketing to build a new revenue stream for your ecommerce or B2B business.
CPS, also referred to as PPS (Pay Per Sale), is a low-risk, high-profit, revenue-sharing model used by marketers to lure an unlimited number of new customers to their product or service. Cost-Per-Sale pays a set commission to the affiliate marketer who refers a lead that results in a purchase. Marketers love the CPS model since they only pay a commission after they get paid first by the purchasing customer. It’s in essence free marketing and advertising since the affiliate is the one who produces the lead without any up-front cost to them. This is also why CPS payout commission percentages are so high. Incidentally, the CPS model is primarily what we focus on here at highpayingaffiliateprograms.com.
Apps Discover is an outstanding platform offering one of the most lucrative offers for affiliate marketers. They have a wide range of offers, with high payouts, easy tracking, and weekly payments. Their optimized tracking methods helps the affiliates to visualize their actual results. The most amazing thing about Apps Discover is they are very clear with their payment policies and in order to maintain a long-term association with their affiliates they make payments on a weekly basis.
In order not to succumb to that, Flynn says it’s important to know your motivation. “Passive income is important to me not just for the financial security but so I can spend time with my family,” he says. “I’ve been able to work from home and witness all my kids’ firsts. I have a one-year-old and a four-year-old, and that's what drives me and gets me pushing through those hard times and why I keep creating new products and why I want to help other people do the same thing.”

When you recommend a user to any product (usually membership program or products which require recurring monthly payment), you earn a fixed commission when a referred user pays his next bill. Some of the companies offer a recurring commission for a fixed time (Let’s say one year) & many companies offer the same for a lifetime. It all depends upon company marketing policies.
Best Forex Partners (BFP) was established in 2011 by a group of international financiers and global online marketing professionals who saw a need to change the nature of affiliate marketing for the better.  In a few short years they combined their over 60 years of combined financial and marketing experience to create a new way to affiliate market and have never looked back!
Alternatively, sites like CreateSpace can help you turn your work into a printed book, e-book, CD, or DVD and sell it online through your own e-store or through Amazon. However, this site also takes the lion’s share of the profits. For example, the site reports that if you have a black-and-white printed book, 184 pages long, and you set the sale price at $8.99, you get to keep only $2.34 for every copy you sell. If you set your sale price too low, you might not make any money on your sales at all – and if you set it too high, you might not actually sell any copies.
Join our premium affiliate network for digital goods and services for global distribution. Establish your brand with our powerful tools and support. Leverage a growing database of 22,000+ software products, advanced marketing tools and expertise and the industry’s highest commissions. And select best-selling titles that align with your content – all while enjoying flexible and complete payment for each sale booked. Advertisers are divided into several different industry verticals which are broken down into smaller, categories publishers can easily search for:
Though it can take a while to build up enough cash to put a 20% down payment on an investment property (the typical lender minimum), they can snowball fairly quickly. The key here is to correctly project income and expenses in order to calculate cash flow (the free cash you can put in your pocket after all associated property expenses have been paid). However you have to be sure to include the cost of a property manager in your calculations unless you want to manage the property yourself. Even with a property manager, you may be required to make large repair decisions every now and then – so while this is not a 100% passive activity, you are not directly trading your time for money like traditional employment.
Use your company's Web site to enhance customer service -- especially for prospects who may be researching. The Internet allows your company to stay in touch with its customers and provide them with answers to questions they are likely to ask. Make sure your site makes it easy for your customers to find what they want and communicate with your company. A good corporate Web site helps current customers and develops new customers too. Consider real-time online help systems.
For instance, Snapchat is incredibly popular with people under between 18-24, whereas LinkedIn is more popular with adult professionals in the 30-49 age. Some businesses, like studioSPACEnyc, even conduct most of their business activities through social media rather than their website. “If we look at the analytics of the website and how many people view my Instagram account, we’ll see 200 a day on Instagram and 15 on my website,” says CEO Jacob Fisher.
If you are not camera-shy then this is the chance to provide your customers the most helpful videos ever. You can do some video tutorials, product demonstration etc.  Using videos can give you more exposure and provide your customers with the information they need. You can be as creative with the videos that you make; you can even use animation to demonstrate how the product works. In case you don’t know anything about making videos, hire one that is an expert in this field, they can help you a lot but if you already have the talent in doing so then all you need is an interesting content to go with. You can then share these videos through emails or social media to further promote/spread your products.
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I personally prefer to do it that way--you can create a more convincing review that's more likely to make sales. It's not always possible or practical, though; for example, would you break up with your significant other just to test a product for getting your ex back? ;-) In cases like that, or if the product is expensive, it's usually best just to use the vendor's affiliate resources instead.
While building apps for Apple (or Android) mobile devices can be a lucrative way to generate passive income online, it's not as easy as many people make it seem. Beside the fact that it’s hard to get your app noticed among the millions being released every year, most people expect apps to be either free or very inexpensive. In fact, a recent study found that only 11% of apps are paid for. The number of paid apps will only decline over time as more players join the market. The key, like many of the business model mentioned here, is to be strategic and creative from the very start. There are a few ways to monetize your app and keep it free for users. Examples include advertising, premium services, and sponsors.
I had to wait the next day to watch your video 1, And it’s extremely useful Ezine Ads, Now learning about Banners and that their great for list building, I know about viral marketing, is about getting the message out to a vast majority, Now what’s in a viral report That’s why I want to become a member, I have so many questions to ask, I can’t wait for video 2 and 3, Thanks Charlie, until later.
Personally, my experience with Amazon thus far has been good - a few of my short eBooks generate steady passive income on weekly basis with zero additional effort from my side. One thing to note though - Amazon pays 70% royalty on each eBook sold only if your eBook is priced between $2.99 to $9.99. Less than or higher than that pricing structure, the royalty decreases to 35%.of your book’s listed price.
As another best affiliate in our list of the top 10 affiliates, AvantLink connects businesses with marketers where the merchants will take the advantage of affiliate marketing to boost their sales. Here, the merchants will need to provide info about the affiliate program set the commission charges and all the necessary details about their products. In the other words, the affiliates will take this information into the market and earn commission after selling the products. The system will handle all the sales and commissions well.
When I purchase an existing online business, I look for cash flow over the past year and where the money comes from. I want the sources to be more passive so that it does not take a lot of my time. Also, typically I will make an offer that is 18 – 24 months of profit so that I know that I will get my money back within the next two years. I hope that helps!
1. We do NOT guarantee any results (negative or positive). We will NOT be held responsible for any misuse of this service, including (but not limited) to increases or decreases in search rankings, increases or decreases in search positions, increases or decreases in backlinks or website authority, keywords, traffic, manual or algorithmic penalties and any other indicators.
SkimLinks is probably best for bloggers who want to write content around the affiliate link rather than add affiliate links to existing products. SkimLinks offers a lot of tools to compare commission rates and offers in order to customize your content to optimize your income. Once nice aspect of SkimLinks is that it offers lots of products for non-US creators, including popular UK brands like John Lewis and Tesco.

Given the launch of flagship and mid-range phones, the market for phone accessories still remain hot. However, instead of wasting your time and money on cheap imitations, this holiday season is the perfect opportunity to partner with top accessory manufacturers. The range of accessories include LED-backed phone cases, no-brand wireless earbuds and bluetooth based products.
A key concern of online content creators is: how can I make money from the work I produce? There are many answers to that question, and while there are no right or wrong ones, per se, affiliate marketing programs are a respectable option; they are efficient at generating results, for both creators and brands, and are easy to get started with. When it comes to monetizing your efforts then, whether that’s video content, a website, a blog, or a social media channel, some of the biggest brands out there will pay a commission for every customer you refer to them.
ClickMeter is a no-code, no-software platform that caters to agencies, affiliates, advertisers, publishers, and developers. As one of the top 20 affiliate marketing software solutions on the market, this multifaceted tool can help save time and money on online marketing efforts. Users can access it to monitor in real-time which efforts are the most effective and profitable as well as analyze and compare the results of online promotions, from pay-per-click ads and social media to blog posting and affiliations. To expand its reach and to better help its users, ClickMeter has offices in 4 different locations worldwide.

I had that happen to me as well, HOWEVER, as a result of this comment I checked into what the current rules are and while the default payout threshold is $100 for all accounts, you can now change that to as low as $10. You will incurr a $2.50 for pay period charge for each payment if receiving payment by check, but it looks like if you setup direct deposit there is no charge. That is good news and something I wasn’t aware of.
Email marketing is still an extremely important aspect of internet marketing and it shouldn’t be overlooked. Building an email list of your followers through opt-ins ensures a direct line to your readers. The contacts on your email list are people who want to hear from you and you also know exactly what they are interested in. So make sure that from the start you collect email addresses to build an email list so you can start building loyal readership. Make sure to regularly update everyone on your list with interesting newsletters, information about your content updates, and any other unique or engaging business developments. 

“ShareASale is solid. Been using them since 2013. Biggest problems with them is the interface is a little dated / wonky. It’s also difficult to deal directly with the advertisers. You think you’re speaking to an advertiser rep, but it’s really just someone from SAS. You have to use a special (hard to find) contact form to contact the advertiser….and it’s rare you get a direct response from them.”
I use a combination of blogging, email marketing and reviews to drive affiliate sales. Not all promotions involve all three methods, but in most cases the biggest profits are made when I combine all three in a cohesive campaign. In fact, my entire online business currently leverages these resources and using them alone I generate over $200,000 a year with no employees, and compared to some, I’m a small fry – there are millionaires out there that use just these tools.

4. Rakuten Formerly Buy.com, Rakuten.com has grown into a monster. Rakuten ranks among the top three e-commerce companies in the world with over 90,000 products from 38,500 shop owners and more than 18 million customers. Among its numerous online properties, its flagship B2B2C (business-to-business-to-consumer) model e-commerce site Rakuten Ichiba is the largest e-commerce site in Japan and among the world’s largest by sales.
Generally, successful subscription sites offer lots of in-depth content, such as useful articles, web-based seminars, live Q&A sessions, audio downloads, and member forums. For instance, a membership site might take an existing e-book, break it up into 12 chapters, create an audio recording to go with each chapter, add live interview footage from the author’s research, and turn it each chapter into a single session of a year-long course.
In traditional retail, customers can be personally advised – they should be wooed, cared for, and above all, well-informed. This shouldn’t be any different online, but many marketers forget this basic online marketing principle. Businesses should appeal to customers and try and win them over with their online marketing tactics. Unlike in brick-and-mortar stores, where the shoppers come of their own accord, online is a bit more challenging online as you need to find potential customers in the first place. This is why it’s so important to know your target group so that you know which adverts are better suited to them. Web analysis is an important tool that every marketer should use to measure, analyze, and maximize their online success. By using analysis tools like Google Analytics, you can obtain information about your own target group, its online behavior, and how to go about winning them over.
Ana I may have missed this, but I didn’t see anything regarding ClickBank. Perhaps ClickBank wouldn’t be considered an affiliate marketing program as such, but rather an affiliate management program. At any rate ClickBank has both an enormous amount of programs to promote and an enormous amount of affiliates. This might seem to be a positive on its face but in fact trying to promote a product through ClickBank feels a lot like a little fish big pond scenario. Tough to stand out in the crowd. I am presently trying to help a site find affiliates for their ClickBank product. Not sure if this is kosher but here’s their link: http://hooponoponohelp.com/hooponopono-help-affiliate-program . And if it’s not kosher then remove the above link and please accept my apologies.

I think also a very good way to earn a nice passive income is investing in Cryptocurrency, especially in Masternode Cryptocurrencies, which provide a passive income in coins, also those carefully picked coins grow in value, so it’s a double gain! And a great coin to invest in at the moment is GINCOIN, which is the fuel for a really succesful project. Find more at GINCOIN Website: https://gincoin.io/ 😉


It is especially important to keep track of the ROI when it comes to expensive disciplines in online marketing such as Google AdWords campaigns. This makes it possible to control the profitability of advertising measures. When it comes to paid advertisement, you have to also take into account the probable scatter loss. If you don’t plan carefully, you will end up wasting money.

WARNING: Amazon doesn’t take kindly to cloaking affiliate links, if you do and they find out, it can result in expulsion from their affiliate program. Make sure you’re making use of the Uncloaking feature in our plugin ThirstyAffiliates which lets you track and manage all your Amazon affiliate links, but still satisfy their program’s stricter terms of service surrounding link cloaking.
Commission Splitting Capabilities. Every now and then, you may experience having multiple affiliates claiming referral commissions for the same sale. Most businesses use a last-click-wins model to resolve problems such as these, however, that fails to incentivize the influence that other affiliates may have had to make the sale. With AvantLink, you can utilize attribution data, so that you may divide the commission payout accordingly.
10. Commission FactoryThe purpose of Commission Factory was to make performance-based marketing available to everyone and not require a steep learning curve in order to get involved and be successful. The platform has been designed to foster a spirit of collaboration between Merchants, Affiliates and Agencies in order to grow mutually beneficial and prosperous relationships. Because they have little to no barriers to entry Commission Factory has an enormously fast growing user base that enables companies of all sizes to discover the power of performance marketing. 

Do you think it’s possible to build a blog from scratch, outsourcing the work from day one (assuming I have some cash that can cover the initial expenses until the blog generates enough income to at least break even)? In other words, do you think you could you have spent your $500 max per month for the writer, social media expert, etc to build your blog to the point it’s earning the same amount of money it does now?
Do you think it’s possible to build a blog from scratch, outsourcing the work from day one (assuming I have some cash that can cover the initial expenses until the blog generates enough income to at least break even)? In other words, do you think you could you have spent your $500 max per month for the writer, social media expert, etc to build your blog to the point it’s earning the same amount of money it does now?
Amazon affiliate program is a great way to promote physical products through a reliable, trustworthy, and well-known online store. The fact that everyone knows Amazon is probably their biggest advantage. On the downside, commissions are fairly small - they start at 4% for most products and can go as high as 8% depending upon how many sales you make. However, when you send someone to Amazon, you earn a commission on whatever they buy within 24 hours of clicking your link, whether they end up buying the product you promoted or not. So, for example, if you promoted a book but the person you sent to Amazon ended up buying an expensive camera as well, you’ll get the commission for both the book and the camera. This can add up.

One of the basics of product promotion. You can write about your product as freely as you want as long as your website contains or features a blog. You can write about your product reviews or create infographics that readers can share in their plugins. You can also write tutorials as this one of the latest trends in creating new content. In case you don’t write at all, you can also invite a guest post writer that can help you with your product promotion or be a guest post writer yourself if you are up for it. Anything is possible with blogging these days!
Commission Splitting Capabilities. Every now and then, you may experience having multiple affiliates claiming referral commissions for the same sale. Most businesses use a last-click-wins model to resolve problems such as these, however, that fails to incentivize the influence that other affiliates may have had to make the sale. With AvantLink, you can utilize attribution data, so that you may divide the commission payout accordingly.
Being a successful blogger is a lot harder than it looks. Being able to consistently generate enough quality content to earn a loyal and enthusiastic audience separates the men from the boys and Jitendra is clearly one of the up and coming young men in the global blogosphere. He has the passion and tireless drive it takes to cover all of the bases and continually deliver fresh, valuable information that helps his readers make money and keep coming back for more
It is especially important to keep track of the ROI when it comes to expensive disciplines in online marketing such as Google AdWords campaigns. This makes it possible to control the profitability of advertising measures. When it comes to paid advertisement, you have to also take into account the probable scatter loss. If you don’t plan carefully, you will end up wasting money. 

The easiest thing to do is to sign up for an affiliate marketing network like Commission Junction. They provide a marketplace where your affiliate program will be advertised to other affiliate marketers. They also provide the tracking software for your affiliates so you don’t have to build your own tracking system. In some ways this is better because it takes care of the trust issues. Affiliates are always suspicious of whether or not they’re getting credited for the sales they generate. By having an intermediary take care of transaction tracking and payments, the fear of being cheated is alleviated. 
Thought to drop by and watch video on 15 proven ways to affiliate marketing ..you know I discounted solo ads thinking of them like traffic exchange mail outs..but I understand to value them as a ezine ad not just a quick headline type procedure..I guess that is why you pay for what you receive. I do look forward to joining DOE hopefully in the next fortnight all goes well.
For businesses that thrive on fully customizable marketing tools, Tapfiliate has you covered. This platform packs tons of features ranging from automatic program tracking and fraud detection to one-click affiliate payouts and instant banner delivery. After the easy, coding-free installation process, advertisers can create a branded experience for their customers using the platform’s integration or domain aliasing feature. Plenty of free modules and guides are available as well as integration support to help businesses begin the journey to utilizing affiliate marketing strategies. Affiliates have access to multi-language pages and a dashboard that allows them to keep track of their performance and find ways to improve.
There are plenty of guides to marketing. From textbooks to online video tutorials, you can really take your pick. But, we felt that there was something missing — a guide that really starts at the beginning to equip already-intelligent professionals with a healthy balance of strategic and tactical advice. The Beginner’s Guide to Online Marketing closes that gap.

The Shopify Affiliate Program allows users — who have applied to the program — to earn an average of $58 for each additional user that signs up for a paid plan with them. This is achieved through a unique referral link and $2000 for each ‘Plus’ referral. The program includes bloggers, publishers, educators, and other affiliates that refer their audience.


It took six days for this 17-year-old online entrepreneur to get his first sale. After that, the business took off and he’s now making $13,500 a month. The opportunity is ripe. However, it must be said that the passive earning starts after your online shop is set up and running successfully. While this process isn’t as easy as collecting a rent check, it’s worth the time and effort. What you put in, in terms of fine-tuning and promoting your store, is what you will get out of it in the form of sales.
If you know anything well, a place, how to fix something, how to make something, how to do something, you can write a guide for it. You can sell your guide as an e-book, offer it as a download for a fee on your site or reach out to bloggers with similar content and ask if they will offer it as a paid download on their website (for a price of course).
Part of providing value is building trust. Don’t link to things that aren’t of good quality or people won’t trust your recommendations. The other part of making an audience is consistency. It matters less how often you post than how consistently. If you only have time to do one post a month, that post should come out on the same date and time each month.
Start an affiliate marketing website: This passive income model works for individuals who already own a bog or website. Here, your business goal is to contact companies and offer to tout their products and services, usually for a fee or a commission, based on the number of page views you get. Studies show that more people spend time online and less watching TV or reading the newspaper. Take advantage of that leverage and earn income from the tens of thousands of companies who want to reach an audience - maybe your audience. Either reach out to companies directly or go through a site like ClickBank, which offers affiliate marketing opportunities.
Affiliate marketing is a balance and it’s also heavily dependent on what you want your blog to be about. If money is primary to you, then you keep promoting until the point that it hurts your traffic. Unfortunately many affiliate bloggers over emphasize affiliate products using methods that turn people away, but if you are subtle with how you do it, it’s possible to promote products extensively without putting in the hard sell in every blog post you write.
Email marketing is the practice of nurturing leads and driving sales through email communications with your customers. Like social media, the goal is to remind users that you’re here and your product is waiting. Unlike social media, however, you can be a lot more aggressive with your sales techniques, as people expect that email marketing will contain offers, product announcements and calls to action.
Link Insertion Made Hassle-Free. Inserting affiliate links within your website content is as easy as incorporating javascript snippets into the your site template. If you don’t have time to find potential links, fret not. VigLink offers an automatic link insertion feature that takes care of finding where to insert affiliate links, so you can focus on what you do best–producing new content.
Affiliate networks offer you access to multiple (and by multiple, we mean hundreds if not thousands) of individual affiliate programs. They basically work by simplifying the signup process - instead of applying to become an affiliate for a each product you want to promote, you simply apply to join the network and instantly have access to hundreds of different affiliate offers.
Aweber offers a lucrative 30% lifetime commission to their affiliates. Getting user onboard is easy as they offer free 30 days trial, which is compelling enough for users to give it a shot. And let me tell you, fellas, you won’t be disappointed with their email marketing solution. They have everything which you need in a modern email marketing tool for your business. Anyways, for affiliates 30% lifetime commission sounds like a win-win to me. The only downside is their payment method for affiliates. They still offer old-age check system & yet to integrate new-age payment methods.

Credit Card Processing. Suppose you work for a company that sells credit card processing services to retail merchants. When a merchant signs on with you, you earn an up-front payment and continuing residual payments based on how many sales that merchant makes with your service. The higher the merchant’s sales volume, the bigger your residual payment – and the more merchants you sell your service to, the more of these payments you can collect.
When writing this guide, we reached out to the marketer community to collect case studies and learnings about creative marketing strategies. Most of these examples are included throughout the guide, but some didn’t quite fit. So we included those loose ends here, from the perspective of four awesome marketers. What better way to wrap up this guide than with you, our community?
If you haven’t already, expanding your potential profit by diversifying your affiliate networks is a great way to build in additional revenue streams for your business. Before diving into any one in particular, make sure to do some research on the program or network to confirm its legitimacy, potential for profit, and alignment with the types of products and services highlighted on your website.
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Agreed but I might consider a blended portfolio of large and small cap stocks using low cost mutual funds (I found a fidelity large cap fund FUSVX with a net expense of .035% that has also delivered 17%+ YTD gains, some are dividend some are growth stock in the fund) UNLESS you’re close to retirement. This way you get the growth upside on small cap paired with the stablilty of some large cap stocks while maintaining balanced ricks.
Brad shows how to evaluate your website and identify conversion goals, measure and interpret website analytics, get the most out of SEO, and set up your first text and display ads. See how to connect with communities on the leading social networks, learn best practices for developing and distributing video marketing content, and find out what makes an email marketing campaign successful. This course also covers content marketing, mobile marketing, and influencer marketing, as well as recommendations for expanding your digital marketing skillset. Upon completing this foundational digital marketing course, you'll be equipped with skills and strategies that can help you navigate today's online landscape and develop a smart plan of action.
Selling T-shirts and other apparel is a pretty saturated market but the tools to do it are easy to use, which makes it very quick and cheap to get going. If you’re creative enough, or tap into the zeitgeist properly, you can also have a runaway hit. Even if your first 19 T-shirts don’t sell more than a few copies, your 20th might make up for everything.
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